Go Live Faster With Your Card Program
Build & Launch Your Card Program
Launch a fully branded prepaid card program without the typical delays, complexity, or overhead so you can move quickly and scale with confidence.
Central Payments gives you a cleaner path to market with everything you need already in place. Less time stitching vendors together. Less time navigating compliance. More time building and shipping.
Go live, learn, and scale what works.
How it Works
1
Tell us what you’re building and how a card program fits into your product. We’ll align on your use case, users, and goals.
connect
2
Launch
We’ll handle program setup, compliance, and integrations so you can get to market quickly with a fully branded card experience.
3
Scale
Optimize, expand, and grow your program with the infrastructure in place to support you as demand increases.
What makes this Different
Move faster. Get a card program live without building infrastructure from scratch. Virtual cards, wallet integrations, and program management are already in place so you can plug in and go.
Built for your product. This isn’t just card issuing. It’s embedded finance that fits naturally into your experience, from payroll to payouts to everyday spend.
Scale on your terms. Test, learn, and grow without having to overcommit upfront or rely entirely on interchange.
We handle the backend. Compliance, fraud, settlement, and reporting are already covered so you can focus on what your users care about.
What You Get
A fully managed, white label card program you can launch.
Core Capabilities
Instant virtual card issuing with optional physical cards
Your brand front and center, not ours
Apple Pay and Google Pay ready
API first integration through OpenCP
Real-time transactions and reporting
Smart Controls Without Heavy Lifting
Set limits, manage spend, and keep things secure without building custom rules from scratch.
Flexible Funding Built In
Give your users options without extra complexity:
Direct deposit and ACH
Bank to card transfers
Card to card transfers
Government payments
Compliance That Does Not Slow You Down
KYC, identity verification, and regulatory requirements are already handled so you can move forward with less risk.
Built for how you Actually operate
Not theory. Real use cases.
Payroll and Earned Wage Access
Give users faster access to their money with instant pay and branded card experiences.
Expense and Spend Management
Replace clunky reimbursements with simple, controlled spend.
Property and Rent Payments
Move money more efficiently and improve the experience for tenants and operators.
Incentives and Payouts
Send funds quickly and securely for rewards, bonuses, or customer payments.