Thousands of micro-decisions influence the quality of a financial product. With an experienced program manager architecting and administering this complicated web, we will ensure quality and compliance to fuel your growth and drive more customer loyalty.
Offering a payment product to your customers shouldn’t be complex, but it is. Regulatory requirements, security, multiple service providers, fragmented technologies, governance, rails, connections…the list goes on.
Complete Solutions for Your Payment Needs.
Select from our core offerings as a framework to align with your use case.
Not sure? Contact our team to describe your ideal solution and find out how we can configure an offering to meet your needs.
Digital Banking.
As a key part of embedded finance, we specialize in establishing and managing FBO (For Benefit Of) trust accounts for consumer and/or commercial funding needs. Expanding beyond FBO, we also offer:
- Funds Transfer
- DDA
- Savings Accounts
Payment Cards.
The sky’s the limit on use cases and functionality for digital and physical card issuance. We provide a variety of defined product types to meet your needs, including:
- Full Access Debit or General Purpose Prepaid
- Restricted Access General Purpose Prepaid
- Incentive/Loyalty Prepaid
- Payroll + Earned Wage Access
Money-Movement.
Neither digital banking nor payment card products would be complete without the bells and whistles.
- Google, Apple and Samsung Pay
- Standard ACH
- Early and/or Same Day ACH
- MasterCard Send® (push funds)
- Bill Pay
- Remote Deposit Capture
- Merchant-funded Rewards
- A variety of cash-in / cash-out options
- More integrations underway!
“Partner requests for new functionality are not just suggestions; they are the catalysts that drive our evolution. We are constantly adding new services to our stock of solutions. Together, we create the forefront of innovation, shaping the future of payments. ”
Why Choose Central Payments?
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Better Results.
Partnering with Central Payments gives you a strategic partnership for program management, deeper collaboration, and more efficient alignment of goals and results. You focus on building your app, acquiring customers and we'll take care of the rest.
One contract. One partnership.
Complete support. -
API Marketplace.
We've done the heavy lifting by building a single access point to a marketplace of best-in-class service providers to round out your payment solution desires. Open*CP simplifies integration, reduces your cost and time to market.
One integration. Extensive functions. Untouched access.
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Staying Power.
Central Payments is built by bankers and architected with a compliance-first mindset. Years of first-hand experience with FDIC examinations, 20+ recurring audits and risk assessments means confidence for you beyond industry standards.
One way. Bank-quality oversight.
Unmatched confidence.
We’ve got you there too! If you don’t have time for a specific solution and just need to send money, Central Payments has a white-label, turnkey product to offer your recipients a variety of payout options through a secure, simple online portal.
Save time. Save money. Kiss checks goodbye.